Homeownership is the American dream. I know that no matter what level of experience you’re at, you will find these tips helpful, knowledgeable, and trustworthy.
Buying a home is one of life’s greatest moments, but I know it can also be one of the most stressful. If you’re thinking about buying or selling your home, it’s best to use an agent who has a proven track record.
My name is Natalie Boyle, and I’m the founder of Verso Homes. I was born and raised in Orange County. Real estate has been my field of expertise for 21 years and counting.
In this blog, I’d like to share with you my top home buying and selling tips:
- Begin packing as soon as you can
Begin packing even before the sign is installed in the yard.
Sort your belongings into items to pack for the move to your new home, items to donate to a local charity, and items to throw away. In some ways, this is the most challenging step, so you may want to get started as soon as possible.
- Decide what you need
If you’re clear about what you want and don’t want, finding a short list of options will be simpler.
- Take a look at your finances before you make any decisions
Be aware of your maximum down payment, expected closing costs, and desired total monthly payment (PITIA, or principle, interest, taxes, insurance, and association fees).
Get pre-approved for a loan so that you are aware of the anticipated interest rate as well as the loan amount you are eligible for given your income, assets, and credit score.
- Keep your property safe
Safeguard yourself and your personal belongings when you are about to invite total strangers into your home. Jewels, firearms, prescription medications, and small electronics should be kept out of sight and out of reach. Install surveillance cameras and review the footage after each showing.
- Switch from selling your home to selling a house
To be a successful seller, you must put all of your fond memories in a safe place and stop thinking of your home as a sentimental family relic and instead consider it as a resource you are using to get you to the next destination.
- Do the work
Your rooms will look better if the carpet is cleaned or replaced with fresh white carpet.
Walls, floors, windows, and cabinets should all be cleaned. Declutter. Take down all personal photos.
Purchase coordinating towels. Purchase matching bedding as well as a plethora of complimentary pillows.
Plant flowers in the flower beds, fertilize the lawn and trim the trees.
- It’s going to be overwhelming
You will have a lot more on your plate during this process, whether it’s an endless stream of showings that make your life considerably more chaotic, receiving several offers within days, or not receiving any showing requests at all.
Don’t panic or procrastinate, though; this project will be finished within a few months or weeks. Instead, maintain your composure, schedule time to handle the additional work, and extend yourself some grace.
- There will be bumps in the road
Something unexpected is very likely to occur. You might run into unforeseen circumstances along the way, such as roof leaks, slab leaks, termites, unauthorized additions, and closing delays, to name just a few.
Believe that these issues can usually be resolved through creativity, negotiation, and money.
- Ensure that necessary information is disclosed
Noisy neighbors, barking dogs, rickety fences, slow-draining patios, and a broken shower faucet are just a few of the inconveniences.
Pages of disclosures are provided to refresh your memory, however, they are not comprehensive. Tell them everything you can that might have an impact on your home’s value or desirability.
- Market conditions are important
When buying or selling, the three main considerations are supply, demand, and interest rates.
These are just a few of the things I could share with you.
Here at Verso Homes, we will help you find your dream home. We have helped a lot of homeowners purchase a home and sell their homes in Orange County. We are happy to share our expertise with you to make the process as smooth as possible.
If you have questions about buying or selling a home, please reach us at 949-841-5122.
Here’s a home buying checklist that is helpful to those in the process of purchasing a new home!
1. Check your credit reports to find out your status.
To start, your credit report affects a lender’s willingness to give you a loan, and if there’s a mistake that negatively impacts you, you can try to correct it. Get your free annual credit report online @www.annualcreditreport.com. You can also request your report by phone or mail. Call toll free: 1-877-322-8228.
2. Get an idea of how much you can borrow.
Lenders can help with this, or use one of the mortgage calculators on the Web (such as onbloomberg.com).
3. Shop for a Mortgage Lender.
Thirdly, ask your Realtor for recommendations if you need a good lender. Consult two to three lenders to find the best rates and terms, so you can find the lender that is the best fit for you. Also, ask for a good-faith estimate of closing costs.
4. Get preapproved for a loan.
Most importantly, don’t waste time looking at houses you can’t afford. Moreover, a preapproval letter will demonstrate your viability as a buyer, and you’ll save time once you’re ready to make an offer.
5. Find a Real Estate Agent.
To find an agent, ask friends and family, interview several candidates (make sure they’re licensed and have access to Multiple Listing Service). Because you need to decide who you’re most comfortable with, and also take a look at contact references.
6. Research potential neighborhoods.
Next, investigate issues like crime rate, schools, local services, proximity to museums or other institutions that are important to you, commuting distance, ethnic diversity, and property taxes. Ask your Realtor for neighborhood information as well, because they might be more knowledgeable on the area.
7. Make a list of features you want in a house.
After that, making a list of features you want in a house can help you prioritize what you are looking for most. For example, a large kitchen or dining room may be what you want more compared to grass in the front in the backyard.
8. Go house hunting.
I always recommend my clients to look at several houses so that they can see what their preferences are in their dream home. In addition, looking at the options available in the area, they are able to find the one that suits them best.
9. Tour homes with your Realtor and visit open houses.
Above all, touring houses is one of the best ways to see what houses are available in the area you are interested in. Your realtor’s professional eye can also spot out details in houses that you may not notice.
10. Make an offer.
11. Get an inspection.
12. Ask your Realtor for recommendations if needed.
13. Start organizing for your move!
In conclusion, I hope this home buying checklist will help in the next move you make!
Here are some more home buying tips that will be useful!
Dealing With Financing
5 Tips for Buying a Home
Look Who’s Buying
How to Evaluate a Neighborhood
The Best Buyer Cover Letter Tips
Always seek the assistance of a real estate professional when you are buying a home!
Thinking about making a move? Contact Natalie today, 949.929.5727.